Start streakA repeatable template to learn any scheme: launch year, ministry, target group and benefit.
Useful for: SSC CGL, SSC CHSL, RRB NTPC, IBPS PO, SBI Clerk.
Schemes appear in current-affairs sections because new ones keep launching and old ones keep being extended or merged. The way to avoid confusion is to learn every scheme with the same four details: year of launch, ministry, who it is for and what benefit it gives.
Banking exams add a fifth detail: how the scheme is implemented through banks, for example the role of Jan Dhan accounts in direct benefit transfer.
Financial inclusion mission providing bank accounts, RuPay cards and insurance.
Launched on 2 October 2014 to improve sanitation and eliminate open defecation.
Programme to improve online infrastructure and deliver government services digitally.
Health assurance scheme with cashless hospitalisation cover for eligible families.
Moves subsidies and benefits straight to beneficiaries' bank accounts to reduce leakages.
Centrally sponsored schemes are shared with states; central sector schemes are funded entirely by the Union.
Answer: B. 2015
The programme was launched on 1 July 2015.
Answer: B. Financial inclusion
It targets universal access to bank accounts and basic financial services.
Answer: B. Central sector
Central sector schemes are 100% Union-funded; centrally sponsored ones share costs with states.
On 28 October 2026 the Union Cabinet approved an allocation of 7,395 crore rupees for the Pradhan Mantri Viksit Gram Swaraj Yojana.
Read the full note with exam angle and questions âOn 14 October 2026 the Union Cabinet approved the continuation of the National Social Assistance Programme for five years, from 2026-27 to 2030-31,âĶ
Read the full note with exam angle and questions â